Friday, February 6, 2009

How to safeguard our personal and financial data?

In 21st century, computer and internet have become part of the life of human. Nowadays, people around the world are relying on computer and internet to mange their personal finances data and store sensitive personal data such as banking, taxes, online bill payment etc. this lead to the increasing of cyber criminal. This includes getting people’s personal and financial data to commit identity theft, by stealing electronic data or could be stealing information from trash.

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These days, protecting your personal and financial data is very important, to ensure that you don’t become victim of cyber criminal. How to safeguard your personal and financial data? Here are a number of tips that can be use to protect your data. There are following:


1) Password protection.

When you create password, don’t use the obvious password such as your birth dates, telephone number or identity card number. This will ensure that the password is strong enough to protect your access to data. Besides that, also never carry passwords in your wallet, to avoid your identity being stolen by others.


2) Install and maintain an anti-virus and firewall for your computer.

Through browsing of internet, your computer may have a risk of attack by viruses and Trojan that may steal or modify the data on your own computer. By install anti-virus software and firewall will protect yourself against viruses and leave you lees vulnerable.

3) Make sure your virus software and firewalls are up to date.

Also, make sure your virus software and firewalls are up to date. Set the virus software to an auto update mode so that you don't have to worry about staying current. In addition to automatic virus checking, load an anti-spyware program on your computer, scan your computer regularly but make sure that it comes from a legitimate company. There are some firms that are placing spyware on your computer and then selling you software to remover the spyware.

4) Limit the physical access and transportation of your data.

Whenever possible, store your personal and financial data on devices that are physically safe and only allow authorized people access to those devices. In addition, don’t allow your personal and financial data to be sent via email or over the phone.


5) Shared important financial information.

Use a cross cut shredder to shred your important financial information before placing it in the trash or recycling bin. This will prevent your information being stolen by others. Shred such information as credit card receipts, credit card offers, bank statements, paycheck stubs, tax information etc.


6) Account monitoring.

You can protect your identity by regularly monitoring your accounts for any unauthorized activity, such as review your monthly statement frequently or you also can go online to look at the recent activity.




6) Account monitoring.

You can protect your identity by regularly monitoring your accounts for any unauthorized activity, such as review your monthly statement frequently or you also can go online to look at the recent activity.


You can learn more technique to safeguard your personal and financial data, by click on following links:

http://www.fool.com/personal-finance/general/2006/09/23/safeguard-your-financial-life.aspx

http://www.us-cert.gov/cas/tips/ST06-008.html

http://www.ftc.gov/bcp/menus/business/data.shtm

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